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Trusted Licensed Financial Professionals Serving Clients Nationwide

How To Assess Your Life Insurance Needs

Get the Life Insurance You Need with Champions Financial Group

What are my financial obligations and debts?

What outstanding debts might you leave behind or struggle to pay if unable to work? Mortgage, car loans, student loans, credit card debt, end of life expenses? Daily living costs, education, and future financial goals?

What will my family need to maintain their lifestyle?

Calculate your family’s income needs for ongoing living expenses – housing, utilities, groceries, education, healthcare. Factor in inflation and estimate how many years your family may need financial support.

What assets and savings do I have?

Take stock of your current savings, investments, and other assets. Consider any existing life insurance coverage, employer-provided benefits, and government benefits that may be available or potentially not available to your family.

What is my family’s long-term financial plan?

What are your family’s financial goals – funding education or a child’s wedding, buying a home, retiring comfortably? Consider how life insurance fits into your overall financial plan and its value to your family’s future.

Learn More About Your Options

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Whole Life

This plan can help you protect your loved ones, planning ahead for retirement, and more. Let our experts help you find the best policy for you.

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Term Life

Get cost-effective coverage that comes with affordable premiums! We'll help you ensure financial protection for your loved ones in the event of the unexpected.

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Indexed Universal Life

Discover a life insurance policy that allows you to build wealth and guarantees the death benefits for your loved ones. Learn more today!

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Annuities

Get guaranteed income during your golden years and provide financial security to you and the people you care about.